Posts Tagged auto accidents

Ways Chiropractic Helps Alleviate Pain From Auto Accidents In Daphne

Aug 25th, 2010 Posted in health | no comment »

When a person is involved in an auto accident, they often do not think about injuries unless they are bleeding or in severe pain at the sight of the accident. However, there are some injuries that are not immediately felt or seen in this type of accident. In some cases, an individual may not feel pain for several days after the accident. But, if you go to a Daphne chiropractor immediately after the accident, even though you may not be in pain, he will be able to provide the care that is needed to prevent the injury from getting worse.

When you visit the chiropractor, he will do a complete examination. After a thorough physical examination, the doctor will take x-rays to find any parts of the spine or neck that may have been injured in the accident. This is especially important when an individual has suffered from whiplash because they will often not experience immediate pain, but if it is addressed before it begins to hurt, you will not suffer from long-term debilitating injuries.

Following the physical examination, the doctor will collect information about past injuries that may have been unaddressed. He will also discuss past medical history, exercise regimen and lifestyle. If you are feeling any tingling or numbness in your limbs, it will be important information to give the doctor.

Once all of the information has been collected, the doctor will develop a plan to address the injuries. He will often provide you with stretching exercises that will help you to keep your muscles from tightening and keep your spine and neck relaxed.

The doctor will take steps to keep swelling from taking place in tissues and provide the manual manipulation needed to keep your neck, spine, and limbs aligned and healthy.

Visiting the Daphne chiropractor right after an auto accident will often help you to avoid pain and the long healing period that occurs when misaligned bones are not realigned promptly. The doctor will be able to provide important information and details about steps you can take to help your body heal more quickly.

Pain from an auto accident can be alleviated when you consult with a Daphne chiropractor. Various types of techniques are described on the website at http://www.familyhealthandwellness.net .

If You’ve Been Injured In An Accident, Can YOu Settle Your Own Case?

Aug 27th, 2009 Posted in insurance | no comment »

The answer is yes most of the time but it depends on the type of case you have. If your case is a small dollar value case, then you can probably get by on your own without having to use a lawyer. However, knowing whether you have a small or big dollar case may be an issue you want to discuss with a lawyer.

Describing a case as small is not meant to diminish it since all cases are important to the people involved. However, our legal system is limited in what it can do for you. Since it can’t restore your health, all it can do is require the party at fault to pay you some money in return for your damages. So small means what you should be able to realistically expect to receive for your injuires.

Some items often used to determine if your case might be considered a small case include the following: (1) if your vehicle was only lightly damaged, like a bumper dent, (2) the medical treatment was for a soft tissue injury and was done in a relatively short time such as 2-3 months, (3) the medical bills were not more than $3,000 to $5,000, and (4) your injuries were not permanent.

Typical cases that might qualify as small cases are typically rear-end collisions where there is only damage to the rear bumper that is less than $1,000.00; where the injured person only saw a chiropractor and was diagnosed as having a soft tissue injury and recovered fairly quickly with no long-term permanent effects. These are the type of cases that people often settle for themselves.

If you have a small case, and your bills are more than $3,000 to $5,000, you will first want to finish your treatment and get released from your doctor. Frequently doctors, such as chiropractors, will tell you that you have reached maximum medical improvement, or MMI. At this point, they will release you from treatment and tell you to come back if you have any problems. Once you are released, you will want to collect the bills and records from all medical providers who have treated you for your injury. If you were initially transported by ambulance and were treated in the ER of the hospital, you will want to collect these records as well.

After you have collected your medical records, you should write a letter to the insurance company stating your your demand or request for settlement. In your letter, you should ask to be reimbursed for your medical bills (and future medical bills if applicable) as well as the pain and suffering you went through and/or expect to go through in the future. You can present your own offer or ask them to make you an offer. The insurance company will then contact you and give you their offer. In most cases, their offer will be less than what you were hoping for. You are always free to make a counter offer and to negotiate with them.

The insurance company could offer to settle your case for the cost of medical bills plus $500 to $1,000 for your pain and suffering. They might offer you more or less. But this is probably in the range of what you might see if you negotiate with them directly for this kind of small case. If you are negotiating a larger case, you should expect more than this. Some law firms offer a free service where they will review the offer from the insurance company, compare it against your records, and let you know whether the insurance company is making a fair offer or not.

Even when attorneys charge there their typical 1/3 contingency fee, it is usually better to use one in larger cases. A study that was done in 1999 by the Insurance Research Counsel, found that people who used a lawyer for their personal injury claim received on average 3 1/2 times more compensation than those persons who settled their own cases.

If your case is a larger case, you should ask the attorney whether they will insure that you receive at least as much as offered by the insurance company. Our practice is to insure our clients get at least as much as offered by the insurance company or we will cut our fee to make that happen. This means the client will end up with more money in their pocket than if they had done it alone. This is a good thing to ask the attorney you are thinking of using.

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